Competitive rates and large loan amounts for established businesses looking to grow.
Apply Now — No Credit Impact →The Spotya! Business Term Loan is ideal for established businesses that need larger amounts of capital at competitive rates. With loan amounts up to $500K and repayment windows up to 60 months, this product is built for expansion, equipment purchases, hiring, and working capital needs.
Unlike short-term options, this loan is structured for businesses with a proven track record — offering lower rates in exchange for stronger eligibility requirements.
Complete the online application
Quick online form — basic business and financial information required.
Submit supporting documents
3–6 months of bank statements and basic business docs — our team will guide you.
Receive your offer
Review your personalized loan offer — rate, term, and payment schedule clearly laid out.
Get funded
Accept and funds are deposited to your business account within 5–10 business days.
No impact to your credit score to check rates