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Spotya! Blog

Expert tips on funding, credit, and growing your business.

Business Funding

How to Choose the Right Business Loan in 2026

With more funding options available than ever before, choosing the right business loan can feel overwhelming. In this guide, we break down the key factors — from interest rates and repayment terms to qualification requirements — so you can confidently pick the product that fits your goals.

JS
James Sullivan
May 20, 2026
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Latest Articles

Business Line of Credit
Business Funding

5 Signs You're Ready for a Business Line of Credit

A business line of credit can be a powerful tool — but timing matters. Here are the five clearest signals that your business is ready to apply.

MR
Maria Reyes
May 14, 2026
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SBA Loan
Business Funding

What Is an SBA Loan and Is It Right for You?

SBA loans offer competitive rates and longer terms — but the process can be complex. We break down how they work and who qualifies.

DK
Derek Kim
May 8, 2026
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0% Intro APR Cards
Credit Cards

0% Intro APR Cards: How to Make Them Work for Your Business

Used strategically, 0% intro APR business cards are one of the best interest-free funding tools available. Here's how to take full advantage.

TN
Tanya Novak
Apr 30, 2026
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Personal vs Business Loans
Personal Finance

Personal vs. Business Loans: Which Should You Choose?

The line between personal and business funding isn't always clear. We help you understand the tradeoffs so you can choose the smarter path.

LW
Lisa Wong
Apr 22, 2026
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Credit Score and Loans
Personal Finance

How Your Credit Score Affects Your Loan Options

Your credit score is one of the most powerful numbers in your financial life. Learn exactly how lenders use it and what you can do to improve it.

AC
Andre Cruz
Apr 15, 2026
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Home Equity LOC
Home Equity

Home Equity LOC: Tapping Your Home to Fund Your Goals

A home equity line of credit can unlock significant capital at low rates — but it comes with real risks. Here's what every homeowner should know first.

PO
Paula Ortiz
Apr 7, 2026
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